Usually, yes. Most renters policies include loss of use coverage, also called additional living expenses. If a covered problem, like a fire, makes your apartment unlivable, it helps pay for a hotel or temporary rental, plus extra costs like eating out, while the place gets fixed.

Two catches: it pays the difference above your normal living costs, and it only applies to damage your policy covers. Flood usually is not one of them, which is why we look at flood separately. Ask us to point out the loss of use limit on any quote.